Top Ten Fast On Line Loans And Lending Platforms In Nigeria

Top Ten Fast On Line Loans And Lending Platforms In Nigeria

Loans from moneylenders are made to be short term installment loans that will tide you up to the payday that is next. It’s a good idea for anybody to locate an unsecured consumer that is personal, students and individual’s ineligible for typical loans from banks because of thin credit files.


  • Tall loan that is maximum
  • Selection of repayment scheme
  • Operates in 25 states in Nigeria


  • Company approval needed


  • You need to be between 22 and 58 yrs old.
  • You need to run a free account (Current or Savings) with a commercial bank in nigeria.
  • Applicant must live and or work with Lagos State.
  • You’ll want a verifiable income that is monthly.
  • You’ll want A credit bureau that is clean 1 year installment loans Report.
  • You must certainly not have history of came back cheques in your bank account.
  • One present passport picture (within the past a few months)
  • Salary bank declaration the past a few months (needs to be stamped by the financial institution).
  • NUBAN Cheque departs through the duration of Loan/Activated Direct Debit Mandate
  • Staff Identification card
  • Pension statement
  • Letter of Employment, verification, Promotion, Redeployment, Salary Increase or Introduction Letter from Employer’s HR
  • Valid proof recognition (current ECOWAS Passport, National Identification, Driver’s License or Voters ID)

C24 is a moneylender providing you with retail loans for customers looking for fast solutions that are financial.

Their minimum loan quantity is N40,000 plus the limit that is upper a new consumer is N750,000, while for existing clients is up to N1,000,000.00. Both rely on borrower’s ability to repay evaluated predicated on verifiable earnings degree as well as other selection requirements.

Loans from moneylenders are made to be short term installment loans that can tide you up to the next payday. It’s a good idea for anybody shopping for an unsecured individual customer loan, students and individual’s ineligible for typical loans from banks because of slim credit files.

  • Tall optimum loan
  • Quick loan approval procedure
  • Geographic limitations to Lagos
  • Substantial documents

Hasal Microfinance Bank

Hasal Microfinance Bank is really a CBN institution that is licensed loans for numerous purposes in Abuja, Nigeria.


  • Micro loans – this can be for business owners, traders and pupils to gain access to as much as N1m for existing organizations. The attention price charged by Hasal is no less than 7% utilizing the total influenced by the tenor associated with the loan. The mortgage tenor is as much as year. Microfinance financing may be the supply of monetary services for folks who don’t get access to conventional monetary solutions such as banking institutions. The loans are aimed at people who were formerly considered that are“unbankable bigger finance institutions. They are borrowers who will be perhaps working in smaller amounts of money every day, surviving in hard-to-access areas, without credit records or whom don’t satisfy requirements that are“traditional in the banking sector.
  • Group Loan – The team loan is a type of rotating credit (Esusu/Ajo). A rotating credit scheme is where a team of people fill the part of a friendly standard bank through duplicated efforts and withdrawals to and from a fund that is common
  • SME loan – Hasal provides loan services and products tailored to meet up the business requirements of Small & moderate Enterprises (SME). SME finance is really a funding solution accessible for specific company medium term tasks.


  • Convenient payment plan
  • Versatile loan conditions


  • Geographic limitations to Abuja
  • 10% of loan quantity is needed in family savings
  • Guarantor required
  • Minimal Maximum loan quantity


  • Duly completed application for the loan form
  • Duly finished guarantee form that is personal
  • Board resolution for the mortgage (for organizations)
  • Duly finished KYC (Know Your client) kind


Collateral requirement:

  • Loan demand from N30,000 – N75,000(no security)
  • Loan demand from N75,000 – N350,000 guarantor that is(only1
  • Loan demand from N400,000 – N1,000,000 (2 guarantors)


Predicated on loan quantity, concrete asset within any the groups below is appropriate:

    A) Landed home with good h2s

    B) Lien on money (Fixed Deposit)

    C) All asset debenture (Fixed & Floating)


KiaKia is a moneylender providing you with direct loans that are personal flexible prices, and additionally match borrowers with specific or business loan providers at mutually-agreed rates. They feature loans from N10,000 and N200,000 for the duration that is minimum of days and at the most thirty days.

Accountable borrowers whom make monetary obligation trust points over a period of the time should be able to access much bigger quantities at longer tenure and much more versatile rates of interest. Kiakia’s services would be best for anybody shopping for an unsecured individual customer loan, individual’s ineligible for typical bank or credit union loans and people facing pecuniary hardship.

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